Gold has been regarded as a symbol of wealth and stability since ancient times.However, in todays complex gold market, the seemingly simple gold investment has hidden mystery.Seeing that the price of gold jewelry in the gold shop has soared to 800 yuan/gram, you can be ready to change, but the recovery price is only more than 600 yuan, or even lower.Where does this huge spread come from?How to avoid falling into this "spread trap"?
1. "Multi -faces" of gold price
To understand the gold price difference, we must first clarify the concept of different "gold prices":
International Gold Price: Represented by London Gold, it is the benchmark price of the global gold market.In spot gold transaction price of metal exchanges.In addition, the Comex Gold Futures of the New York Commodity Exchange is highly related to the price trend of Londons gold.
Domestic gold price: mainly refer to the Shanghai Gold Exchanges Shanghai Gold and Shanghai Golden foundation price, so as toRMB/gram price.They are affected by international gold prices and are also affected by domestic supply and demand relationships.
Price of physical gold: including gold bars, gold coins, gold ornaments, etc.The price of gold bars is usually closer to international gold prices and domestic gold prices, while the price of gold jewelry contains processing costs and brand premiums, so it is higher.
Gold recovery price: usually the lowest of all "gold prices".Theoretically, the recycling price should be the same as the price of raw material gold, but due to the existence of the recovery cost, the actual recycling price is often lower than the price of raw material gold.
2. The "secret" behind the spread
The price difference between the gold jewelry is huge, mainly due to the following factors:
Processing fee and brand premium: The processing process of gold jewelry is complicated, including design, production, labor and other costsIn addition, there are brand premiums, which are reflected in the price of gold jewelry, which increases the purchase price.
Recycling costs: Gold recovery involves melting, purity, identification and other links. Merchants will use these costsIn the recovery price, the recovery price is reduced.
Market supply and demand: The changes in the supply and demand relationship of the gold market will also affect the price.When the market demand is strong, the price of the price is rising; otherwise, the price Enderung falls.
Merchant profit: Merchants needProfit, therefore will obtain a part of the profit in the trading price difference.
Three, full analysis of gold investment channels
In addition to buying gold jewelry, there are multiple gold investment channels:
physical gold: gold bar, gold coin, etc. The advantage is that it is easy to save.Poor mobility.
Gold: The gold investment product launched by the bank can purchase gold regularly or quantitative purchase of gold, the threshold for the threshold, the thresholdLow.
Paper Gold: Account Gold, does not involve physical delivery, similar to stock transactions, but some banks have already been inSuspension of the business.
Gold ETF: Fund traded on the Stock Exchange can indirectly hold gold and follow up closely.Gold price.
Gold Industry Chain Stock: Invest in relevant listed companies such as gold mining, smelting, etc.High, require certain professional knowledge.
Gold Futures/options: high -risk high income investment methods, suitable for professional investors.
4. How to seize the opportunity in the gold market?
Clear investment target: Is it to keep it, value -added or speculative?Different goals correspond to different investment strategies.
Select the right investment channel: Select the right investment method according to your own risk tolerance and investment experienceEssence
Following market dynamics: close attention to international gold prices, domestic gold prices, and related policy changes.
Reasonable investment to avoid blindly follow the trend: Do not be controlled by market emotions, we must conduct rational analysis and judgmentEssence
Disposal Investment: Do not put all eggs in a basket, you can configure different types of different typesGold investment products are decentralized.
5. Future Outlook: The feast of gold investment has just begun?
Goldman Sachs predicts that by the end of 2025, the price of gold will rise by 10%to $ 3,000/ounce.This prediction is based on analysis of financial and monetary policy, central banks and individual investors behavior, and speculative demand.
If it is predicted to be true, the feast of gold investment may have just begun.However, it should be noted that the market is full of uncertainty, and any prediction is risky.Investors should be cautious and risk management in order to obtain long -term stable benefits in the gold market.
