Since its launch of the market, corporate warning has received extensive attention and positive evaluation in the banking industry.This article will deeply explore how the corporate warnings meet the comprehensive needs of banks, and their performance in different application scenarios and actual case analysis.
Enterprise early warning gathers multiple aspects of bank demand, forming a comprehensive risk management platform.Its advantages include:
Comprehensive data coverage: Enterprise business, finance, financing, judicial, credit, announcement, public opinion and other aspects, provide comprehensive comprehensive data, provide comprehensive comprehensive dataEnterprise portrait.At the same time, including finance , credit big data, regional economic data.
Real -time monitoring and early warning: Use artificial intelligence technology to capture 7 major risk signals in the enterprise in real time (public opinion, announcement, credit, judicial, corporate financing, corporate companyThe risk of operation and related parties) issued early warning.
Advanced data analysis tool: Provide various types of data browsers for in -depth data analysis to help bank insight into industry trends and market changes.
Customized data service: Provide personalized data customization services according to the specific needs of the bank
Official certification credit reporting agency: Enterprise Early Warning, as an official credit reporting agency, products and data services meet bank compliance requirements to avoid compliance risks.
Bank application scenario: Diverse risk management
Application scenarios in banking business in business warning are broadIncluding but not limited to:
Credit approval: Bank use corporate warning through corporate credit assessment and risk monitoring, assisting credit approval process.Market Research: Banks use platforms to conduct market trend analysis industry research to guide investment decisions.
Risk Management: By monitoring the dynamics of the enterprise in real time, the risk signal is found in time, and corresponding measures are taken.
Policy Tracking: Banks follow the platform to track the policy changes to timely adjust their business strategies to meet regulatory requirements
333OPJTR "> Customer Services: Banks use data and analysis provided by corporate early warning to provide customers with more professional financial services.
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Let us learn more about corporate warning through some more detailed casesHow to improve risk management efficiency in the banking business:
01 Real -time financial early warning case
Bank A useCorporate warning to monitor the financial status of its loan customers.The algorithm of the early warning throughout detected that Customer Bs cash flow dropped suddenly and triggered real -time warning.Bank A quickly contacted Customer B and learned that its main customers delayed payment.Bank A adjusted the loan clause in time to avoid potential risk of breach of contract.
02 Cases of Legal Litigation Risk Case:
Bank C noticed that its customers D were due to violation of environmental regulations.Prosecution.The legal litigation monitoring function of the Enterprise Early Warning Connect immediately issued a notice to the bank C.Bank C evaluates the impact of litigation on customers D, and decides to tighten the credit quota in the short term. At the same time, it is required to provide additional guarantees for customer D.
03 Industry Trend Analysis Case:
Bank of industry analysis tools used by enterprise early warning to evaluate steel and steelThe overall risk of the industry.Early warning shows that the industry is facing the dual pressure of overcapacity and decline in demand.Bank E decided to adopt a stricter approval process for the new loan application of the steel industry, and increased the frequency of monitoring the existing loan in the industry.
04 policy change response case:
When the government issued a new real estate market regulation policy, corporate warningTongtong updated the relevant policy information immediately.Bank F quickly analyzed its real estate loan portfolio, re -evaluated the loan of high -leveraged real estate developers, and asked these developers to provide more financial information and risk relief measures.
05 post -loan post -loan management case:
Bank G use corporate early warning through the combination function to loan customers HContinuous monitoring.Early warning found that Customer H executives involved corruption cases.Bank G immediately communicated with customer H, requiring it to provide more information, and considering adjusting the loan conditions to reduce risks.
06 Cases of warning of bond default:
Bank i monitored the bond issued by the customer J through the corporate warning pass.The price is abnormally declined and may face liquidity problems.Bank i quickly communicated with Customer J and learned that its short -term debt pressure was greater. Therefore, it was required that the customer J was required to repay some loans or increase the guarantee in advance.
07 Supply Chain Risk Management Case:
Bank K use corporate warning through analysis of its loan customer L LSupply chain.Early warning found that a major supplier of Customer L faced the risk of bankruptcy.Bank K informs the customer L in a timely manner and assist them in search of alternative suppliers to reduce the risk of supply chain interruption.
08 Regional risk assessment case:
Bank M uses corporate early warning regional economic functions against a special economic zone of a certain economic zoneEnterprises conduct credit evaluation.The regional scoring tools of the Enterprise Early Warning Display show that the comprehensive score of the area is extremely low.Bank M decided to conduct more stringent review of the enterprise loan application in the region and increased the monitoring of loans in the region.
09 Customer Relationship Management Integrated Case:
Bank N integrates corporate early warning with its own CRM system integration with its own CRM system integrationEssenceWhen the warning of the Customer Os credit rating decreases, the CRM system automatically updates the file of the customer O, and notify the customer manager P to follow up.Customer manager P quickly communicated with customer O and discussed possible solutions.
10 Supervision Compliance Case:
Bank P uses corporate warning to ensure that its loan operations meet the latestRegulatory requirements.The supervision compliance monitoring function of the early warning channel helps bank P to understand the new anti -money laundering regulations in time.Bank P updated its internal policies and conducted additional due diligence on high -risk customer groups.
These cases show the diversified applications of corporate warning through risk management. From real -time monitoring to strategy formulation, to regulatory compliance, they can provide strong support for banks.
"Precise early warning, professional speed", and has always been committed to providing timely, professional and comprehensive data support for bank users, and has become an indispensable partner for bank risk managementEssenceWith the continuous advancement of fintech, corporate early warning will continue to lead the intelligent development of bank risk management, providing solid support for banks stable operations.
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