Tiantian Finance News, a referee document disclosed a rare case of a banker two consecutive consecutive charges of regulatory authorities.
On November 15, last year, Xinjiang Bank Co., Ltd. (hereinafter referred toIncluding unified credit management ", the Xinjiang Supervision Bureau of the State Administration of Finance and Administration was fined 1.3 million yuan.
Based on the dual penalty system, at that time, the chairman of the bank, Ma Zhao, the general manager of the letter approval department Hu Moufeng,Executive Director He Moujie, Meng Mouyang, General Manager of Planning and Finance Department, Ma Mouxue, Assistant President Ma Mouxue, Cheng Mou, General Manager of the Department of Science and Technology Information, and Luo Mouying, general manager of risk management and laws and compliance, were warned and finedRMB 50,000-100,000 yuan.
According to relevant referee documents, He Moujie filed an administrative lawsuit because he was unwilling to punish and asked Xinjiang Financial Supervision Bureau to revoke the penalty decision.
He Moujie is 63 years old.Later, he participated in the preparation of the former Xinjiang Banking Regulatory Bureau and served in the bureau.After the establishment of the Bank of Xinjiang at the end of 2016, He Moujie was appointed as a member of the party committee and executive director of the board of directors.In March 2023, He Moujie, who was already 60 years old, resigned as the executive director of the bank.
Details of the referee documents show that from November 26th to December 18th, 2020, the former Xinjiang Banking Insurance Regulatory Bureau conducted on-site inspections on the Bank of Xinjiang, and found that the bank had regulatory statistical statements data.Severely missed reports, seriously violated the rules of prudential business, and issued administrative penalties for the missed reporting data missed and incoming rectification of the bank regulatory data of the Bank of Xinjiang on December 30, 2020.
On July 21, 2022, the former Xinjiang Banking Regulatory Bureau sent an administrative penalty to He Moujie to advance in advance: Identified the executive director of the Bank of Xinjiang, as a customer risk statistical statement reportSubmit the leadership of the risk management and legal co -regulations of the leading department, and assume the direct management responsibilities of the reporting data of the banks customer risk statistics and the missed reporting behavior.
On August 3, 2022, He Moujie submitted a statement of argument. On November 1, 2023Jie warned that administrative penalties of RMB 60,000.
On December 5, 2023, Xinjiang RegulatThe ID number of credit rating results > He Moujie refused to accept the decision of the administrative penalty and filed an administrative lawsuit to the first instance court.After hearing, the court of first instance believed that the fact that the administrative penalty made by the Xinjiang Regulatory Bureau was clear, the evidence was conclusive, and the law was correct. It met the legal procedures and rejected the claim.
He Moujie continued to appeal to the Urumqi Intermediate Peoples Court.The report found that the report data from the Xinjiang Banks customer risk statistics found that the report data of the Xinjiang Banks customer risk statistics were seriously wrongly reported and the illegal acts of illegal acts were illegal.At the same time, it claims that the Xinjiang Financial Supervision Bureau shall make an administrative penalty decision from December 2020 to November 2023. It is 1050 days in violation of the period of the 90 -day period.
The administrative judgment of the second trial shows that because He Moujies appeal lacks facts and legal basis, the Urumqi Intermediate Peoples Court rejected its appeal in mid -October this year and maintained the original judgment.Essence
The Bank of Xinjiang was established on December 30, 2016. It is a new joint-stock city commercial with the consent of the State Council and the autonomous region and the Corps.Banks, registered capital of 7.906 billion yuan, 88.49%of state -owned shares, 10.33%of private shares, 1.18%of natural person shares, the autonomous regions finance and military regiment finance tied the largest shareholders, each of which accounted for 17.39%.
As the only provincial local legal person financial institution in the autonomous region, Bank of Xinjiang is dominated by state -owned capital, and at the same time, it has moderately introduced private capital. There are 17 shareholders.The establishment and development of Bank of Xinjiang is of great significance to promote the economic development and financial stability of the autonomous region.
As of the first half of this year, the total assets of the Bank of Xinjiang reached 149.856 billion yuan, with a total liabilities of 138.913 billion yuan, and the total equity of the owner was 10.943 billionYuan.
In the same period, revenue was 1.211 billion yuan, an increase of nearly 50%from the same period last year; net profit was 302 million yuan, an increase of 39.8%from 216 million yuan in the same period last year.The net profit margin of the Bank of Xinjiang in the first half of the year was 24.9%, a slight decline from the net profit margin of 26.76%last year.
In the quarterly, the bank achieved revenue of 565 million and net profit of 162 million in January-March; revenue was 646 million in April-June, and net profit was 140 million.In the second quarter, net profit decreased by 13.58%month -on -month, and there was a phenomenon of increasing income.
At the end of the first quarter of this year, the non -performing loan rate of Bank of Xinjiang was 1.02%, an increase of 0.11 percentage points from 0.91%at the end of last year.The dial -up coverage rate was 278.47%, and the loan ratio was 2.85%(2.71%at the end of last year). At the end of the second quarter, only 5.21%was disclosed at the end of the second quarter.
As of the end of June this year, the capital adequacy ratio of Bank of Xinjiang was 12.94%, a decrease of 3.19 percentage points from 16.13%at the end of last year;%, A decrease of 2.16 percentage points from 12.85%at the end of last year.
